Economics
Will a country with top 50 GDP adopt a national digital currency as legal tender by Apr 1, 2030?
Prediction whether any top-50 economy will declare a Central Bank Digital Currency (CBDC) as legal tender by spring 2030.
105 total votes
Analysis
Adoption of CBDC as legal tender by a major economy
Interest in CBDCs spans emerging and advanced economies. Technical pilots are widespread, but declaring a CBDC as legal tender introduces legal, monetary policy, and financial stability considerations that slow full adoption.
Political acceptance, banking sector implications, and privacy expectations shape the pace. Some smaller economies may move faster; top-50 GDP countries face higher scrutiny and transitional complexity.
My prediction: I think a top-50 GDP country naming a CBDC as legal tender by Apr 1, 2030 is possible but not the most likely outcome. Expect phased implementations and legal experiments instead.