General
Will a country adopt a national digital currency replacing cash by 2029?
Prediction on whether any nation will replace physical cash entirely with a central bank digital currency by 2029.
Yes 26%Maybe 9%No 64%
53 total votes
Analysis
National Digital Currency Replacing Cash by 2029
Central bank digital currencies (CBDCs) are being explored to modernize payments and enhance financial transparency. Full cash replacement requires extensive infrastructure and public adoption.
Security, privacy, and inclusion concerns may slow implementation. Incremental adoption alongside traditional cash is more feasible in early stages.
My prediction: By 2029, a major country may have a widely used digital currency, but completely replacing cash is unlikely due to societal and technological barriers.